Lending for Success.Endnotes and citations can be found in the PDF and Scribd versions.

Lending for Success.Endnotes and citations can be found in the PDF and Scribd versions.

The availability of credit has supported economic opportunity for families for generations in the United States. Scores of Us citizens became homeowners due to the fact total outcome of housing policies through the brand New Deal and after World War II that made mortgages increasingly safe and affordable. For instance, between 1940 and 1960, the nation’s homeownership rate increased from 44 % to 62 percent— this coming after decades during which less than 50 % of all Us americans owned their particular domiciles.

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